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secured financing is primarily conducted through citi 2019s broker-dealer subsidiaries to facilitate customer matched-book activity and to efficiently fund a portion of the trading inventory. secured financing appears as a liability on citi 2019s consolidated balance sheet (201csecurities loaned or sold under agreements to repurchase 201d). as of december 31, 2010, secured financing was $189.6 billion and averaged approximately $207 billion during the quarter ended december 31, 2010. secured financing at december 31, 2010 increased by $35 billion from $154.3 billion at december 31, 2009. during the same period, reverse repos and securities borrowing increased by $25 billion. the majority of secured financing is collateralized by highly liquid government, government-backed and government agency securities. this collateral comes primarily from citi 2019s trading assets and its secured lending, and is part of citi 2019s client matched-book activity given that citi both borrows and lends similar asset types on a secured basis. the minority of secured financing is collateralized by less liquid collateral, and supports both citi 2019s trading assets as well as the business of secured lending to customers, which is also part of citi 2019s client matched-book activity. the less liquid secured borrowing is carefully calibrated by asset quality, tenor and counterparty exposure, including those that might be sensitive to ratings stresses, in order to increase the reliability of the funding. citi believes there are several potential mitigants available to it in the event of stress on the secured financing markets for less liquid collateral. citi 2019s significant liquidity resources in its non-bank entities as of december 31, 2010, supplemented by collateralized liquidity transfers between entities, provide a cushion. within the matched-book activity, the secured lending positions, which are carefully managed in terms of collateral and tenor, could be unwound to provide additional liquidity under stress. citi also has excess funding capacity for less liquid collateral with existing counterparties that can be accessed during potential dislocation. in addition, citi has the ability to adjust the size of select trading books to provide further mitigation. at december 31, 2010, commercial paper outstanding for citigroup 2019s non- bank entities and bank subsidiaries, respectively, was as follows: in billions of dollars non-bank bank (1) citigroup.
| In billions of dollars | Non-bank | Bank | (1) | Total Citigroup |
| --------- | --------- | --------- | --------- | --------- |
| Commercial paper | $9.7 | $15.0 |  | $24.7 |
(1) includes $15 billion of commercial paper related to vies consolidated effective january 1, 2010 with the adoption of sfas 166/167. other short-term borrowings of approximately $54 billion (as set forth in the secured financing and short-term borrowings table above) include $42.4 billion of borrowings from banks and other market participants, which includes borrowings from the federal home loan banks. this represented a decrease of approximately $11 billion as compared to year-end 2009. the average balance of borrowings from banks and other market participants for the quarter ended december 31, 2010 was approximately $43 billion. other short-term borrowings also include $11.7 billion of broker borrowings at december 31, 2010, which averaged approximately $13 billion for the quarter ended december 31, 2010. see notes 12 and 19 to the consolidated financial statements for further information on citigroup 2019s and its affiliates 2019 outstanding long-term debt and short-term borrowings. liquidity transfer between entities liquidity is generally transferable within the non-bank, subject to regulatory restrictions (if any) and standard legal terms. similarly, the non-bank can generally transfer excess liquidity into citi 2019s bank subsidiaries, such as citibank, n.a. in addition, citigroup 2019s bank subsidiaries, including citibank, n.a., can lend to the citigroup parent and broker-dealer in accordance with section 23a of the federal reserve act. as of december 31, 2010, the amount available for lending under section 23a was approximately $26.6 billion, provided the funds are collateralized appropriately. .
Please compute the result.
as of december 31, 2010, what percentage of commercial paper outstanding was due to non-bank subsidiaries?
assistant
0.39271
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and what percentage was due to bank subsidiaries?
assistant
0.60729